Personal Water Craft

Personal Water Craft

protected by coast

Coast Insurance is a specialist insurer of personal water craft offering comprehensive cover for loss of, or damage to, your craft, third party legal liability and personal accident.

Key Features

  • Local security
  • Claims authority
  • Comprehensive cover available
  • New for old replacement if your personal water craft is a total loss and less than one year old
  • Water ingress cover without physical damage
  • Pollution liability cover up to $500,000 for accidental discharge of pollutants

Our comprehensive insurance has three main sections:

LOSS OF, OR DAMAGE TO, YOUR CRAFT

Includes motors, equipment and accessories, trailer and personal effects.

Coverage for:

  • Accidental damage
  • Theft
  • Sinking
  • Storm damage
  • Malicious damage
  • Fire

THIRD PARTY LEGAL LIABILITY

Includes you and any person allowed by you to control your craft.

Coverage for:

  • Pollution liability
  • Legal liability for accidental damage to other people’s property
  • Legal liability for accidental death or bodily injury to a person other than you

LOSS OF, OR DAMAGE TO, YOUR CRAFT

Includes death or bodily injury to you arising directly from using your craft.

Coverage for:

  • Lump sum payout in the event of death
  • Funeral expenses
  • Weekly payments for temporary total disablement
  • Lump sum payout for permanent total disablement

Our comprehensive policy also offers the following emergency assistance:

  • Emergency land towing
  • Search costs
  • Returning your craft to your home, or to its usual berth, mooring or storage facility

Types of craft we insure

  • Privately owned and operated personal water craft (jet skis)

Protecting the lifestyle you love

market leading products to suit your insurance needs

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Personal Water Craft